Financial Services That Actually Serve You

Each service is designed with a specific challenge in mind. Choose what you need, skip what you do not. No bundles, no pressure, no hidden requirements.

Core Guidance Services

Foundational offerings that address the most common financial challenges our clients face.

Budget Architecture

Build a spending framework that reflects your actual life rather than generic percentages. We analyse your income patterns, fixed obligations, and discretionary spending to create something sustainable.

£95

Debt Resolution Strategy

A personalised plan to eliminate debt efficiently. We evaluate interest rates, psychological factors, and available resources to determine the optimal payoff sequence for your situation.

£145

Investment Fundamentals Workshop

Demystifying stocks, bonds, funds, and asset allocation. You will leave understanding risk, diversification, and how to evaluate investment options without needing a finance degree.

£175

Emergency Fund Planning

Calculate your actual emergency needs and create a realistic accumulation timeline. Includes strategies for protecting funds from spending temptation while maintaining accessibility.

£85

Cash Flow Optimisation

Restructure how money moves through your accounts to reduce stress and prevent overdrafts. Particularly valuable for irregular income earners and small business owners.

£125

Financial Goal Mapping

Transform vague aspirations into concrete, time-bound targets with clear action steps. We work backwards from your goals to determine what monthly behaviours make them achievable.

£110

Specialised Programmes

Deeper engagement for specific life stages or financial situations.

Retirement Readiness Assessment

Comprehensive evaluation of your retirement trajectory including pension analysis, projected expenses, and gap identification. Receive a detailed report with actionable recommendations.

£295

Couples Financial Alignment

A facilitated session for partners to discuss money openly, establish shared goals, and create systems that honour both perspectives. Reduces financial friction in relationships.

£195

Self-Employment Financial Setup

Essential structures for freelancers and contractors: separating business and personal finances, tax estimation, irregular income management, and IR35 considerations.

£225

Small Business Cash Flow Mastery

For business owners who struggle with feast-or-famine cycles. Includes forecasting templates, invoice management strategies, and emergency reserve protocols.

£275

First-Time Buyer Preparation

Everything you need to know before purchasing property: deposit strategies, mortgage readiness, hidden costs, and timeline planning. Does not include mortgage advice.

£165

Financial Recovery Programme

Multi-session support for those recovering from significant financial setbacks: job loss, divorce, business failure, or overwhelming debt. Structured path back to stability.

From £395

Ongoing Support Options

For clients who benefit from regular accountability and guidance.

Monthly Check-In Package

Twelve monthly sessions reviewing progress, addressing obstacles, and adjusting strategies as circumstances change. Includes email support between sessions.

£75/month

Quarterly Review Package

Four comprehensive sessions per year with detailed progress assessment and strategy refinement. Ideal for those who need structure but not intensive support.

£195/quarter

Annual Financial Health Check

Once-yearly comprehensive review of your financial position with updated recommendations. Perfect for maintenance after completing initial programmes.

£175/year

How Our Services Compare

Finding the right fit for your current needs.

Service Type	Best For	Duration	Starting Price
Core Guidance	Specific challenges or skill gaps	1-2 sessions	£85
Specialised Programmes	Life transitions or complex situations	2-4 sessions	£165
Ongoing Support	Sustained progress and accountability	3-12 months	£75/month

The Benefits of Working With Us

Complete Confidentiality

Your financial information stays between us. We never share data with third parties and maintain strict security protocols for all documentation.

Actionable Documentation

Every session concludes with written materials you can reference later. Action plans, calculations, and recommendations all documented for future use.

Flexible Scheduling

Sessions available mornings, evenings, and weekends. Video consultations mean no travel time. We accommodate busy lives.

Satisfaction Guarantee

If you complete a session and feel you received no value, we will refund your payment. We believe in the quality of our guidance.

What Happens During a Session

Understanding the experience before you book.

Pre-Session Preparation

We send you a brief questionnaire to understand your situation before we meet. This ensures session time is spent solving problems rather than gathering basic information.

Situation Review

We begin each session confirming our understanding of your position and clarifying your objectives. This typically takes ten to fifteen minutes.

Guided Analysis

The core of the session involves working through your specific challenges together. We explain concepts as needed and develop solutions in real time.

Action Planning

We conclude by summarising recommendations and outlining specific next steps. You leave with a clear understanding of what to do and when.

Follow-Up Documentation

Within 48 hours you receive written session notes, any relevant worksheets or templates, and a summary of agreed actions.

Service Questions Answered

How do I know which service I need?

Contact us with a brief description of your situation and we will recommend the most appropriate starting point. There is never pressure to purchase multiple services. Many clients begin with a single session and expand from there only if it makes sense.

Can I bundle services for a discount?

We offer a 15% discount when booking three or more services simultaneously. However, we encourage clients to start with one service and evaluate before committing further. The discount remains available whenever you are ready.

Are sessions in person or remote?

Most sessions are conducted via video call, which clients find convenient and effective. In-person meetings at our Guildford office are available upon request at no additional charge for those who prefer face-to-face interaction.

How long is a typical session?

Core guidance sessions run 60-90 minutes. Specialised programmes vary based on complexity. We never rush and will extend time if needed to ensure you leave with complete understanding and clear next steps.

Do you provide regulated financial advice?

No. We provide financial education and guidance, not regulated advice. We do not recommend specific financial products or manage investments. If you need regulated advice, we can suggest reputable advisers to consult after working with us on fundamentals.

What payment methods do you accept?

We accept bank transfer, debit card, and credit card payments. For ongoing support packages, direct debit is available. Payment is due before sessions begin, though payment plans can be arranged for higher-value programmes.

Not Sure Where to Start?

Send us a message describing your situation and we will suggest the service that fits best. No obligation, no pressure.